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Bula Property Hub Tool

Can I Rent?

A smarter rental affordability and move-in planning tool for Fiji. Not just whether the rent fits on paper, but whether the place still makes sense after debts, living costs, and move-in cash pressure.

Cash flow +
risk
Move-in
planning

Values are automatically saved on this device. Use Reset to clear them on a shared device. Weekly amounts use 52 ÷ 12; fortnightly amounts use 26 ÷ 12.

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Your Numbers

Enter take-home income and all costs. Blank optional costs count as zero; review them before relying on the result. All costs are monthly unless stated.

01Income

Monthly rent support only. Exclude it from take-home income above; do not count it twice. Move-in costs assume you fund the full bond and advance rent.

02Debt And Fixed Obligations

03Monthly Living Costs

04Property Test

30%
20%
Lower guide
30%
Reference
40%
Stretch

05Monthly Reserve

An editable planning reserve, in addition to the savings contribution above. The FJD 300 starting value is an assumption, not a lending rule.

06Move-In Planning

After your current rent and costs; separate from the future rental budget. Leave blank if unknown.

Your Rental Result

Estimates in FJD per month, using your costs and reserve.

Waiting for data
25% income guideline
FJD —
Reference only; may exceed your budget.
35% income guideline
FJD —
Reference only; may exceed your budget.
Recommended budget
FJD —
Lower of your ratio and cash available after reserve.
Break-even rent ceiling
FJD —
After debts and costs, with no reserve.
Rent burden—
HealthyManageableRisky

This measures only your personal rent (not employer support).

Monthly surplus after tested rentFJD —
Total monthly obligationsFJD —

Property Verdict

Enter a target property rent to test a real listing.

Move-In Planner

Estimated move-in cash neededFJD —
Months needed to save it—
Add a target rent to estimate deposit and upfront move-in pressure.

Guidance

Enter your details to get a proper recommendation.
Smart reminders
  • Keep emergency savings separate from move-in cash.
  • Compare transport costs alongside rent.

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Can I Rent?
A Bula Property Hub planning tool.

This tool provides general estimates only and does not replace financial advice. Final rent decisions should consider job stability, family obligations, commute, lifestyle, and actual lease terms.